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🌍 Swifin ChatPay Beta
Redefining the Way the World Connects, Communicates, and Transacts
🔥 Purpose
To replace cash and eliminate financial exclusion through a progressive, peer-driven, real-time social communication and payment platform built on Swifin and SFN — a new cash-like digital value system usable anywhere, by anyone, anytime. Just text #AKL2.5 or #AFN2.5 to send AKL2.5 or SFN2.5. Replace the Currency symbol (SFN) and amount (2.5) as needed and send just like any other text message.
✨ Transformational Vision
A single digital tool that combines:
- 🌐 Global financial access
- 💬 Human communication
- 💸 Instant value exchange
- 🛒 Marketplace engagement
- 🎵 Creative economy inclusion
- 🧠 AI-assisted empowerment
All wrapped in a lightweight Chat App that works securely and instantly like cash anytime anywhere.
🚀 Core Capabilities Coming Soon
💬 Universal Social Chat (Private + Group)
- Real-time text, voice, video snippets
- Reactions, mentions, typing indicators, read receipts
- End-to-end encrypted messaging
- Supports:
- 📎 Images, PDFs, Docs
- 🎙️ Audio messages & MP3s
- 🎥 Embeds: YouTube, TikTok, Spotify, SoundCloud
- 🎮 Livestream integrations
💸 Chat-Based Payments (ChatPay)
- 💬 Trigger with
#SFN10.50→ Instantly sends 10.50 SFN - 🔘 One-click Pay button
- 📱 QR Code Scan-to-Pay
- 💰 Request payment flow (
Request SFN) - 🔒 Encrypted transaction layer
- 📜 Full user-side + admin-side payment logs
- 🧾 In-chat confirmation receipts for sender & receiver
- 🎯 Auto-currency conversion based on live FX rates